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Important merchant account types a) Regular, adult merchant accounts – Although in business there is no such thing as a typical business, however a majority of businesses are usually treated as regular merchant accounts, they have low maintenance fees and lower rates than other merchant accounts.b) High risk merchant accounts – This category is usually reserved for high risk credit card processing accounts that are friendly towards escort agencies, strippers, and adult dating businesses, for example accounts that handle a large volume of transaction that may or may not offer a 100% authorization rate.

Merchant accounts in general are of various categories and depending on the type of business you are running, different monthly charges, and percentage charges are applicable.

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